Toyota Financial reposessed my mother's car becasue she was TWO payments late. (my mother is 78 years old. No letter, no warning, no phone call. (oh except the recorded phone calls that say 8-3-9-2-1-8. Please call 1-800-xxx-xxxx.
After calling to explain the late payments, and attempt to make a payment to get caught up, we were told "NO - it's too late. Pay for the car in FULL plus expenses of repo, or we will auction your car off and charge you the difference.
TF should be reported to the Attorney General's office. Their staff is not only ignorant, ruthless, and unprofessional, but their business practice is completely unethical. Did you ever consider the possibility that they are buying these re-possed cars back from themselves at auction for under-market prices and then charging the poor owners (some of whom are 78 year old women) the difference plus inflated costs for towing, storage, repo, and anything else they can dream up. They are an illegal operation and should be SHUTDOWN.
and by the way, where do they find the scumbags that they get to work for them. Abusing older women. Real tough. Obviously will never be able to get a real job (never mind a life)!