Toyota Financial - Do Not Buy Toyota - Harassment and Rip-off.
I have been a loyal customer of Toyota for a long time and have bought 6 cars from the same Toyota dealer within 15-20 years.We have been a Toyota family but never again.
All of our cars have been financed through their financial services "Toyota Financial Services". I HATE THEM FOREVER. All they have done for me is just harassed me and ripped me off for just being late in payments. They have called me day and night, even past 9pm on weekdays and all weekend.
There is a Law that prohibits collectors to call consumers past 9pm and on weekends but that never stopped Toyota Financial Services. I had been laid off from work because of the financial crisis we are facing right now. I was late on my car payments for only 2-3 months. I was late before but I paid those payments with late payment fees, which they charge as they please.
I had called them back recently saying that I have a new job now and I will make those late payments and asked them to just give me a one week time until I get my first paycheck. I also asked them to stop calling me with their harassment calls. The next I know, I had a Repo Agent at my door in 2 days to pick-up my car. The only option he gave me was to either pay-off the 3 late payments (almost $1500) or he would tow away my car.
This is how TOYOTA FINANCIAL SERVICES treats their loyal customers for being honest. So, I borrow money from a friend and payoff ($1500) to bring my account to current status. The only way they would accept payment would be through 'Western Union', so I had to pay another $13 for their fee. So I did that.
Then I call them to give my Western Union confirmation# to make sure that they received it and to confirm that my account is in 'current status. First I spent more then 15 mins talking to a rep who would not give me her name at all not even first name with an ID. She was very rude and would not co-operate with me and then I asked to talk to her Manager who was even more rude and again would not provide his name and ID for my records. Mind you that anytime we call them, the first thing they do is they verify all of my info and record my call and they don't want to give me any details as to whom I talked to over the phone after making my payments.
We have right as consumers to have their information as to whom with talked to for our own records but they would not give me that at all. Total B.S. here. Folks, Toyota has no respect for their loyal customers, they have no sense of customer service and honesty does not exist for them.
They are a TOTAL rip-off and I would stay away from TOYOTA now and forever.
I will never by TOYOTA cars as long as I live.It's time to file a lawsuit.....
Monetary Loss: $25000.